First Time Buyer

A first-time buyer is ‘a person who has not acquired a freehold or leasehold interest in residential property in the UK or an equivalent interest elsewhere in the world’.

At Asset Guide, we understand there will be loads of anxiety and ambiguity whilst buying your first ever home, hence we not only secure you the first ever best residential mortgage from more than 100 lenders of whole market, but also hand holds you by explaining the process till the completion of the purchase. 

We can assist you to secure residential mortgage whilst buying property under various government created Help To Buy Schemes including   Help to Buy: Shared Ownership and Help to Buy: Equity Loan to help hard-working people like you take steps to buy your own home. 

Typical highlights for the First Time Buyer products;

• Maximum 95% LTV
• Free Valuation
• Interest rate starting from 0.99% pa.
• Maximum 4 applicants (Each applicant should qualify for first time Buyer)
• Joint Borrower/Sole Proprietor acceptable
• Adverse Credit/CCJ acceptable
• Maximum affordability of 5.5 times to Income acceptable 
• Recent Employment acceptable.
• Dual Source of Income acceptable.
• Benefits Income acceptable.
• Maximum age 85 acceptable (at the end of term).

Send us your details via the online form below, or by calling us on 07435154117.

Please ask us for a personalised illustration – we are here to help.